Frequently Asked Questions

Our independent agents are available to provide customized insurance quotes for your home, farm or business. To find a licensed agent in your area, use our Find an Agent tool to request a quote.

To amend coverages, add or remove items, or administrative changes including mailing address, please contact your licensed, independent agent. Not sure who your agent is? The agency’s contact information is listed on your policy’s declarations page.

MVMIC generates premium requirements based on assessing the risk of insuring your property. Well-maintained properties that are routinely inspected may allow you to keep your premiums lower by catching potential problems before they grow into large-scale trouble. Our comprehensive Loss Prevention processes have been developed to mitigate risk and are a good-faith requirement on all in-force policies.

MVMIC offers multiple payment options for your convenience and ease of business, including online, by phone, by mail, and automatic EFT (electronic funds transfer). The best way to avoid payment fees is to set up monthly, automatic bank drafts. Payments by mail do not incur fees, but if received late, will also incur a late charge. Contact your agent to set up automatic, monthly payments to avoid penalties and potential fees due to late payments.

If you are unsure whether to file a claim, contact your agent to help you determine next steps.